/* ============================================================
   COMPOUNDX CAPITAL — PREMIUM LIGHT FINANCIAL THEME
   Soft Navy Hero + White Body + Gold Accents
   Private Wealth Management Aesthetic
   ============================================================ */

/* — DESIGN TOKENS — */
:root {
  /* Dark Palette (Hero, Topbar, Navbar, Footer only) */
  --navy: #0f172a;
  --navy-deep: #0b1120;
  --navy-light: #1e293b;
  --navy-card: rgba(30, 41, 59, 0.7);
  --navy-card-hover: rgba(30, 41, 59, 0.9);

  /* Light Palette (Body sections) */
  --bg-white: #ffffff;
  --bg-light: #f8fafc;
  --bg-warm: #f1f5f9;
  --bg-card-light: #ffffff;

  /* Gold System */
  --gold: #C8A84B;
  --gold-light: #E8D48B;
  --gold-dark: #A68A3A;
  --gold-gradient: linear-gradient(135deg, #B89B3E 0%, #D4B85C 50%, #B89B3E 100%);
  --gold-glow: 0 4px 24px rgba(200, 168, 75, 0.18);
  --gold-glow-strong: 0 6px 32px rgba(200, 168, 75, 0.28);
  --gold-subtle: rgba(200, 168, 75, 0.07);
  --gold-subtle-light: rgba(200, 168, 75, 0.10);
  --gold-border: rgba(200, 168, 75, 0.20);

  /* Text — Dark for light sections */
  --text-heading: #0f172a;
  --text-body: #334155;
  --text-secondary: #64748b;
  --text-muted: #94a3b8;
  --text-gold: #A68A3A;
  /* Text — Light for dark sections (hero/footer) */
  --text-white: #f8fafc;
  --text-light-secondary: #d1d9e3;
  --text-light-muted: #a8b5c4;

  /* Accents */
  --success: #059669;
  --success-light: #d1fae5;

  /* Borders */
  --border-light: #e2e8f0;
  --border-card: rgba(0, 0, 0, 0.06);
  --border-gold: rgba(200, 168, 75, 0.22);
  --border-gold-hover: rgba(200, 168, 75, 0.45);

  /* Shadows */
  --shadow-card: 0 1px 3px rgba(0, 0, 0, 0.04), 0 4px 16px rgba(0, 0, 0, 0.04);
  --shadow-card-hover: 0 8px 32px rgba(0, 0, 0, 0.08), 0 2px 8px rgba(0, 0, 0, 0.04);
  --shadow-elevated: 0 12px 40px rgba(0, 0, 0, 0.1);

  /* Typography */
  --font-heading: 'Outfit', sans-serif;
  --font-body: 'Inter', sans-serif;

  /* Spacing */
  --section-pad: 100px;
  --section-pad-mobile: 64px;
  --container: 1180px;
  --gap: 24px;
  --gap-lg: 40px;

  /* Radius */
  --radius-sm: 8px;
  --radius: 14px;
  --radius-lg: 20px;
  --radius-full: 50%;

  /* Transitions */
  --ease: cubic-bezier(0.16, 1, 0.3, 1);
  --transition: all 0.4s var(--ease);
  --transition-fast: all 0.25s var(--ease);
}

/* — RESET & BASE — */
*,
*::before,
*::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  -webkit-overflow-scrolling: touch;
  overflow-x: hidden;
}

body {
  font-family: var(--font-body);
  background: var(--bg-white);
  color: var(--text-body);
  line-height: 1.7;
  font-size: 16px;
  overflow-x: hidden;
  text-rendering: optimizeLegibility;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
  transition: var(--transition-fast);
}

button {
  cursor: pointer;
  border: none;
  background: none;
  font-family: inherit;
}

ul, ol {
  list-style: none;
}

/* — UTILITY — */
.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

.section-pad {
  padding: var(--section-pad) 0;
}

.text-gold {
  color: var(--text-gold);
}

.text-center {
  text-align: center;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  border: 0;
}

/* — TYPOGRAPHY (Light theme defaults) — */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.15;
  color: var(--text-heading);
  letter-spacing: -0.02em;
}

h1 { font-size: clamp(2.4rem, 5vw, 3.6rem); }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.8rem); }
h3 { font-size: clamp(1.2rem, 2vw, 1.5rem); }
h4 { font-size: 1.125rem; }

p {
  color: var(--text-secondary);
  line-height: 1.75;
  font-size: 1.05rem;
}

.section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-heading);
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--text-gold);
  text-transform: uppercase;
  letter-spacing: 0.15em;
  margin-bottom: 16px;
}

.section-label::before {
  content: '';
  width: 32px;
  height: 2px;
  background: var(--gold-gradient);
  border-radius: 2px;
}

.section-title {
  margin-bottom: 16px;
}

.section-subtitle {
  max-width: 640px;
  margin: 0 auto 56px;
  font-size: 1.1rem;
  color: var(--text-secondary);
}

/* — BUTTONS — */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 0.95rem;
  padding: 16px 36px;
  border-radius: var(--radius-sm);
  transition: var(--transition);
  letter-spacing: 0.01em;
  white-space: nowrap;
}

.btn-primary {
  background: var(--gold-gradient);
  color: #ffffff;
  box-shadow: 0 4px 16px rgba(184, 155, 62, 0.25);
}

.btn-primary:hover {
  transform: translateY(-2px);
  box-shadow: var(--gold-glow-strong);
}

.btn-primary:active {
  transform: translateY(0);
}

.btn-secondary {
  background: transparent;
  color: var(--text-gold);
  border: 1.5px solid var(--border-gold);
}

.btn-secondary:hover {
  background: var(--gold-subtle);
  border-color: var(--gold);
}

.btn-sm {
  padding: 12px 24px;
  font-size: 0.875rem;
}

/* ============================================================
   DARK SECTIONS: Topbar, Navbar, Hero, Footer
   ============================================================ */

/* — TOPBAR — */
.topbar {
  background: var(--navy-deep);
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
  padding: 10px 0;
  font-size: 0.82rem;
  color: var(--text-light-muted);
  position: relative;
  z-index: 100;
}

.topbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
}

.topbar-left {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}

.topbar-left a {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--text-light-muted);
}

.topbar-left a:hover {
  color: var(--gold-light);
}

.topbar-right {
  display: flex;
  align-items: center;
  gap: 6px;
}

.amfi-badge {
  background: rgba(200, 168, 75, 0.12);
  border: 1px solid rgba(200, 168, 75, 0.25);
  color: var(--gold-light);
  padding: 3px 12px;
  border-radius: 100px;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.05em;
}

.amfi-validity {
  font-size: 0.68rem;
  font-weight: 500;
  opacity: 0.85;
}

/* — NAVBAR (Premium Wealth Management) — */
.navbar {
  position: sticky;
  top: 0;
  z-index: 999;
  padding: 20px 0;
  background: linear-gradient(180deg, #0a0f1e 0%, #0f172a 50%, #111b2e 100%);
  border-bottom: 1px solid rgba(200, 168, 75, 0.06);
  transition: var(--transition);
}

.navbar.scrolled {
  background: linear-gradient(180deg, rgba(10, 15, 30, 0.97) 0%, rgba(15, 23, 42, 0.95) 100%);
  backdrop-filter: blur(28px) saturate(1.2);
  -webkit-backdrop-filter: blur(28px) saturate(1.2);
  border-bottom: 1px solid rgba(200, 168, 75, 0.08);
  padding: 20px 0;
  box-shadow: 0 4px 32px rgba(0, 0, 0, 0.25), 0 1px 0 rgba(200, 168, 75, 0.04);
}

.navbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

/* — Logo — */
.navbar-logo {
  display: flex;
  align-items: center;
  gap: 14px;
  font-family: var(--font-heading);
  color: var(--text-white);
}

.navbar-logo .logo-icon {
  width: 44px;
  height: 44px;
  min-width: 44px;
  background: var(--gold-gradient);
  border-radius: 11px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.05rem;
  color: #ffffff;
  box-shadow: 0 2px 12px rgba(200, 168, 75, 0.22);
  transition: var(--transition-fast);
}

.navbar-logo:hover .logo-icon {
  box-shadow: 0 4px 20px rgba(200, 168, 75, 0.32);
}

.navbar-logo .logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.2;
}

.navbar-logo .logo-name {
  font-size: clamp(1.15rem, 2.2vw, 1.5rem);
  font-weight: 700;
  background: linear-gradient(135deg, #e0c96e 0%, #f0e0a0 40%, #d4b85c 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  letter-spacing: -0.01em;
  display: inline;
  white-space: nowrap;
}

.navbar-logo .logo-name-full {
  font-weight: 600;
  font-size: 0.88em;
  background: linear-gradient(135deg, #d4b85c 0%, #e0c96e 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  opacity: 0.88;
  white-space: nowrap;
}

.navbar-logo .logo-tagline {
  font-size: 0.68rem;
  font-weight: 500;
  color: rgba(168, 181, 196, 0.82);
  letter-spacing: 0.06em;
  margin-top: 2px;
  text-transform: uppercase;
  -webkit-text-fill-color: initial;
  background: none;
  -webkit-background-clip: initial;
  background-clip: initial;
}

.navbar-logo .logo-tagline-arn {
  opacity: 0.75;
}

/* — Nav Links — */
.nav-links {
  display: flex;
  align-items: center;
  gap: 36px;
}

.nav-links a:not(.nav-cta) {
  font-size: 0.88rem;
  font-weight: 500;
  color: rgba(203, 213, 225, 0.85);
  position: relative;
  padding: 4px 0;
  letter-spacing: 0.01em;
  transition: color 0.3s var(--ease);
}

.nav-links a:not(.nav-cta)::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 50%;
  transform: translateX(-50%);
  width: 0;
  height: 2px;
  background: var(--gold-gradient);
  transition: width 0.35s var(--ease);
  border-radius: 2px;
}

.nav-links a:not(.nav-cta):hover {
  color: #f8fafc;
}

.nav-links a:not(.nav-cta):hover::after {
  width: 100%;
}

/* — Nav CTA Button (Premium) — */
.nav-cta.btn.btn-primary.btn-sm {
  margin-left: 12px;
  padding: 11px 28px;
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  background: linear-gradient(135deg, #B89B3E 0%, #D4B85C 40%, #C8A84B 80%, #A68A3A 100%);
  color: #ffffff;
  border: 1px solid rgba(212, 184, 92, 0.25);
  border-radius: 8px;
  box-shadow: 0 4px 16px rgba(184, 155, 62, 0.3), 0 1px 3px rgba(0, 0, 0, 0.15);
  transition: all 0.35s var(--ease);
  position: relative;
  overflow: hidden;
}

.nav-cta.btn.btn-primary.btn-sm::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(255, 255, 255, 0.12) 0%, transparent 60%);
  opacity: 0;
  transition: opacity 0.35s var(--ease);
  border-radius: inherit;
}

.nav-cta.btn.btn-primary.btn-sm:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 28px rgba(184, 155, 62, 0.4), 0 2px 8px rgba(0, 0, 0, 0.2);
  border-color: rgba(212, 184, 92, 0.4);
}

.nav-cta.btn.btn-primary.btn-sm:hover::before {
  opacity: 1;
}

.nav-cta.btn.btn-primary.btn-sm:active {
  transform: translateY(-1px);
  box-shadow: 0 4px 16px rgba(184, 155, 62, 0.3);
}

/* — Hamburger — */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 6px;
  z-index: 1001;
  border-radius: 6px;
  transition: background 0.25s var(--ease);
}

.hamburger:hover {
  background: rgba(200, 168, 75, 0.08);
}

.hamburger span {
  width: 22px;
  height: 2px;
  background: rgba(248, 250, 252, 0.85);
  border-radius: 2px;
  transition: var(--transition-fast);
}

.hamburger.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}

.hamburger.active span:nth-child(2) {
  opacity: 0;
}

.hamburger.active span:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}

/* — Mobile Nav Overlay — */
.mobile-nav {
  display: none;
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  height: 100dvh;
  background: linear-gradient(180deg, rgba(10, 15, 30, 0.98) 0%, rgba(11, 17, 32, 0.97) 100%);
  backdrop-filter: blur(40px) saturate(1.3);
  -webkit-backdrop-filter: blur(40px) saturate(1.3);
  z-index: 1000;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 32px;
  opacity: 0;
  visibility: hidden;
  transition: var(--transition);
  overscroll-behavior: contain;
  cursor: pointer;
}

.mobile-nav-close {
  position: absolute;
  top: 24px;
  right: 24px;
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: none;
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 50%;
  color: rgba(248, 250, 252, 0.85);
  font-size: 1.6rem;
  cursor: pointer;
  transition: var(--transition-fast);
  z-index: 10;
}

.mobile-nav-close:hover {
  background: rgba(255, 255, 255, 0.08);
  color: var(--gold-light);
  border-color: rgba(200, 168, 75, 0.35);
}

.mobile-nav a {
  cursor: pointer;
}

.mobile-nav.active {
  opacity: 1;
  visibility: visible;
}

.mobile-nav a {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 600;
  color: rgba(248, 250, 252, 0.9);
  transition: color 0.3s var(--ease), transform 0.3s var(--ease);
}

.mobile-nav a:hover {
  color: var(--gold-light);
  transform: translateX(4px);
}

.mobile-nav .btn.btn-primary {
  margin-top: 12px;
  background: linear-gradient(135deg, #B89B3E 0%, #D4B85C 40%, #C8A84B 80%, #A68A3A 100%);
  box-shadow: 0 4px 20px rgba(184, 155, 62, 0.35);
  border: 1px solid rgba(212, 184, 92, 0.25);
}

/* — HERO (Dark — Soft Navy) — */
.hero {
  padding: 80px 0 100px;
  position: relative;
  overflow: hidden;
  background: var(--navy);
}

.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 700px;
  height: 700px;
  background: radial-gradient(circle, rgba(200, 168, 75, 0.07) 0%, transparent 70%);
  pointer-events: none;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -30%;
  left: -10%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(200, 168, 75, 0.04) 0%, transparent 70%);
  pointer-events: none;
}

.hero .container {
  display: grid;
  grid-template-columns: 1fr 0.85fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-content {
  max-width: 580px;
}

.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(200, 168, 75, 0.10);
  border: 1px solid rgba(200, 168, 75, 0.25);
  padding: 6px 16px;
  border-radius: 100px;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--gold-light);
  margin-bottom: 24px;
  letter-spacing: 0.04em;
}

.hero-eyebrow .dot {
  width: 6px;
  height: 6px;
  background: #34d399;
  border-radius: 50%;
  animation: pulse-dot 2s ease-in-out infinite;
}

@keyframes pulse-dot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(1.4); }
}

.hero h1 {
  margin-bottom: 24px;
  color: var(--text-white);
}

.hero h1 .highlight {
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-desc {
  font-size: 1.15rem;
  line-height: 1.8;
  margin-bottom: 36px;
  color: var(--text-light-secondary);
}

.hero-ctas {
  display: flex;
  gap: 16px;
  margin-bottom: 20px;
  flex-wrap: wrap;
}

.hero .btn-secondary {
  color: var(--gold-light);
  border-color: rgba(200, 168, 75, 0.3);
}

.hero .btn-secondary:hover {
  background: rgba(200, 168, 75, 0.12);
  border-color: var(--gold);
}

.hero-micro-trust {
  display: flex;
  align-items: center;
  gap: 16px;
  font-size: 0.82rem;
  color: var(--text-light-muted);
  margin-bottom: 36px;
}

.hero-micro-trust span {
  display: flex;
  align-items: center;
  gap: 4px;
}

.hero-next-steps {
  background: var(--navy-card);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius);
  padding: 20px 24px;
  display: flex;
  align-items: center;
  gap: 24px;
}

.hero-next-steps .step-label {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--text-light-muted);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  white-space: nowrap;
}

.hero-next-steps .steps {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

.hero-next-steps .step {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.85rem;
  color: var(--text-light-secondary);
}

.hero-next-steps .step-num {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: rgba(200, 168, 75, 0.15);
  color: var(--gold-light);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 0.7rem;
  font-weight: 700;
}

.hero-next-steps .step-arrow {
  color: var(--text-light-muted);
  font-size: 0.7rem;
}

/* Hero Right — Value Cards (Dark) */
.hero-cards {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.value-card {
  background: #1e293b;
  backdrop-filter: blur(20px);
  border: 1px solid rgba(200, 168, 75, 0.18);
  border-radius: var(--radius);
  padding: 24px 28px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
  transition: var(--transition);
  cursor: default;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
}

.value-card:hover {
  background: #263347;
  transform: translateX(6px);
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.2);
}

.value-card-icon {
  width: 48px;
  height: 48px;
  min-width: 48px;
  border-radius: 12px;
  background: rgba(200, 168, 75, 0.12);
  border: 1px solid rgba(200, 168, 75, 0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
}

.value-card h4 {
  color: #ffffff;
  margin-bottom: 6px;
  font-weight: 700;
  letter-spacing: -0.01em;
}

.value-card p {
  font-size: 0.88rem;
  color: #C9D1D9;
  line-height: 1.6;
  font-weight: 400;
}

/* ============================================================
   LIGHT SECTIONS: Trust Strip through Contact
   ============================================================ */

/* — TRUST STRIP (Light edge section) — */
.trust-strip {
  padding: 56px 0;
  background: var(--bg-white);
  border-bottom: 1px solid var(--border-light);
}

.trust-strip .container {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
}

.trust-item {
  text-align: center;
  padding: 24px 16px;
}

.trust-icon {
  font-size: 1.8rem;
  margin-bottom: 12px;
  display: block;
}

.trust-title {
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--text-heading);
  margin-bottom: 6px;
}

.trust-label {
  font-size: 0.84rem;
  color: var(--text-secondary);
  font-weight: 400;
  line-height: 1.5;
}

/* — LEARN SECTION (White) — */
.learn-section {
  padding: var(--section-pad) 0;
  background: var(--bg-white);
}

.learn-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--gap);
}

.learn-card {
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 32px 28px;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-card);
}

.learn-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gold-gradient);
  transform: scaleX(0);
  transition: var(--transition);
}

.learn-card:hover {
  border-color: var(--border-gold);
  transform: translateY(-4px);
  box-shadow: var(--shadow-card-hover);
}

.learn-card:hover::before {
  transform: scaleX(1);
}

.learn-card-icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: var(--gold-subtle-light);
  border: 1px solid var(--border-gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 18px;
}

.learn-card h4 {
  margin-bottom: 14px;
  font-size: 1.1rem;
  color: var(--text-heading);
}

.learn-topics {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.learn-topics li {
  font-size: 0.92rem;
  color: var(--text-secondary);
  line-height: 1.5;
  padding-left: 20px;
  position: relative;
  font-weight: 450;
}

.learn-topics li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 8px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--gold);
}

.learn-cta {
  text-align: center;
  margin-top: 48px;
}

.learn-cta-text {
  font-size: 1.1rem;
  color: var(--text-heading);
  font-weight: 500;
  margin-bottom: 20px;
}

/* — PROBLEM SECTION (Light) — */
.problem-section {
  padding: var(--section-pad) 0;
  background: var(--bg-light);
}

.problem-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--gap);
  margin-bottom: 48px;
}

.problem-card {
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 32px;
  text-align: center;
  transition: var(--transition);
  box-shadow: var(--shadow-card);
}

.problem-card:hover {
  border-color: rgba(239, 68, 68, 0.2);
  transform: translateY(-4px);
  box-shadow: var(--shadow-card-hover);
}

.problem-icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: rgba(239, 68, 68, 0.06);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 1.5rem;
}

.problem-card h4 {
  margin-bottom: 10px;
  font-size: 1.05rem;
  color: var(--text-heading);
}

.problem-card p {
  font-size: 0.92rem;
  color: var(--text-secondary);
}

.problem-transition {
  text-align: center;
  max-width: 700px;
  margin: 0 auto;
  padding: 32px;
  border-radius: var(--radius);
  background: var(--bg-white);
  border: 1px solid var(--border-gold);
  box-shadow: var(--shadow-card);
}

.problem-transition p {
  font-size: 1.1rem;
  color: var(--text-heading);
  font-weight: 500;
  line-height: 1.7;
}

/* — PROCESS SECTION (White) — */
.process-section {
  padding: var(--section-pad) 0;
  background: var(--bg-white);
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--gap);
  margin-bottom: 48px;
  position: relative;
}

.process-grid::before {
  content: '';
  position: absolute;
  top: 44px;
  left: 12.5%;
  width: 75%;
  height: 2px;
  background: linear-gradient(90deg, var(--border-light), var(--gold), var(--border-light));
  opacity: 0.5;
  z-index: 0;
}

.process-step {
  text-align: center;
  position: relative;
  z-index: 1;
}

.process-num {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--bg-white);
  border: 2px solid var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--text-gold);
  transition: var(--transition);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
}

.process-step:hover .process-num {
  background: var(--gold);
  color: #ffffff;
  box-shadow: var(--gold-glow);
}

.process-step h4 {
  margin-bottom: 8px;
  font-size: 1.1rem;
  color: var(--text-heading);
}

.process-step p {
  font-size: 0.88rem;
  color: var(--text-secondary);
  max-width: 220px;
  margin: 0 auto;
}

.process-cta {
  text-align: center;
}

/* — WHY CHOOSE US (Light) — */
.why-section {
  padding: var(--section-pad) 0;
  background: var(--bg-light);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--gap);
}

.why-card {
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 36px;
  display: flex;
  gap: 20px;
  transition: var(--transition);
  box-shadow: var(--shadow-card);
}

.why-card:hover {
  border-color: var(--border-gold);
  transform: translateY(-4px);
  box-shadow: var(--shadow-card-hover);
}

.why-icon {
  width: 52px;
  height: 52px;
  min-width: 52px;
  border-radius: 14px;
  background: var(--gold-subtle-light);
  border: 1px solid var(--border-gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
}

.why-card h4 {
  margin-bottom: 8px;
  font-size: 1.1rem;
  color: var(--text-heading);
}

.why-card p {
  font-size: 0.92rem;
  color: var(--text-secondary);
  line-height: 1.6;
}

/* — SERVICES (White) — */
.services-section {
  padding: var(--section-pad) 0;
  background: var(--bg-white);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--gap);
}

.service-card {
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 36px 32px;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
  box-shadow: var(--shadow-card);
}

.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gold-gradient);
  transform: scaleX(0);
  transition: var(--transition);
}

.service-card:hover {
  border-color: var(--border-gold);
  transform: translateY(-6px);
  box-shadow: var(--shadow-card-hover);
}

.service-card:hover::before {
  transform: scaleX(1);
}

.service-icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: var(--gold-subtle-light);
  border: 1px solid var(--border-gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 20px;
}

.service-card h4 {
  margin-bottom: 10px;
  font-size: 1.1rem;
  color: var(--text-heading);
}

.service-card p {
  font-size: 0.9rem;
  color: var(--text-secondary);
  line-height: 1.65;
}

/* — FOUNDER (Light warm) — */
.founder-section {
  padding: var(--section-pad) 0;
  background: var(--bg-light);
}

.founder-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.founder-image-wrap {
  position: relative;
}

.founder-image {
  width: 100%;
  max-width: 420px;
  aspect-ratio: 4/5;
  border-radius: var(--radius-lg);
  background: var(--bg-warm);
  border: 1px solid var(--border-light);
  overflow: hidden;
  position: relative;
  box-shadow: var(--shadow-elevated);
}

.founder-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.founder-image .placeholder-avatar {
  width: 100%;
  height: 100%;
  background: linear-gradient(135deg, var(--bg-warm) 0%, var(--bg-light) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 6rem;
  color: var(--text-gold);
  font-family: var(--font-heading);
  font-weight: 700;
}

.founder-accent {
  position: absolute;
  bottom: -16px;
  right: -16px;
  width: 120px;
  height: 120px;
  border: 2px solid var(--border-gold);
  border-radius: var(--radius-lg);
  z-index: -1;
}

.founder-content h2 {
  margin-bottom: 8px;
  color: var(--text-heading);
}

.founder-role {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--text-gold);
  font-weight: 600;
  font-size: 0.95rem;
  margin-bottom: 24px;
}

.founder-content blockquote {
  font-size: 1.15rem;
  font-style: italic;
  color: var(--text-heading);
  border-left: 3px solid var(--gold);
  padding-left: 20px;
  margin-bottom: 24px;
  line-height: 1.7;
}

.founder-content p {
  margin-bottom: 16px;
  color: var(--text-body);
}

.founder-credentials {
  display: flex;
  gap: 16px;
  margin-top: 28px;
  flex-wrap: wrap;
}

.credential-badge {
  background: var(--gold-subtle-light);
  border: 1px solid var(--border-gold);
  border-radius: 100px;
  padding: 8px 18px;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--text-gold);
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

/* — INVESTMENT APPROACH — */
.approach-section {
  padding: var(--section-pad) 0;
  background: var(--bg-light);
}

.approach-grid-top {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--gap);
  margin-bottom: var(--gap);
}

.approach-grid-bottom {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--gap);
}

.approach-card {
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 32px;
  transition: var(--transition);
  box-shadow: var(--shadow-card);
}

.approach-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-card-hover);
}

.approach-card-large {
  padding: 40px;
}

.approach-icon {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--gold-subtle-light);
  border: 1px solid var(--border-gold);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--text-gold);
  margin-bottom: 20px;
}

.approach-card h4 {
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--text-heading);
  margin-bottom: 10px;
}

.approach-card-large h4 {
  font-size: 1.2rem;
}

.approach-card p {
  font-size: 0.92rem;
  line-height: 1.65;
  color: var(--text-secondary);
}

/* — TESTIMONIALS (White) — */
.testimonials-section {
  padding: var(--section-pad) 0;
  background: var(--bg-white);
}

.testimonial-placeholder {
  max-width: 560px;
  margin: 48px auto 0;
  text-align: center;
  padding: 56px 40px;
  background: var(--bg-light);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
}

.testimonial-placeholder-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: var(--gold-subtle-light);
  border: 1px solid var(--border-gold);
  color: var(--text-gold);
  margin-bottom: 28px;
}

.testimonial-placeholder-text {
  font-size: 1.05rem;
  line-height: 1.7;
  color: var(--text-secondary);
  margin-bottom: 28px;
  font-weight: 450;
}

.testimonial-placeholder-cta {
  display: inline-block;
  font-family: var(--font-heading);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--text-gold);
  border-bottom: 1px solid var(--border-gold);
  padding-bottom: 2px;
  transition: var(--transition-fast);
  text-decoration: none;
}

.testimonial-placeholder-cta:hover {
  color: var(--gold-dark);
  border-bottom-color: var(--gold-dark);
}

/* — CALCULATOR (Light warm) — */
.calculator-section {
  padding: var(--section-pad) 0;
  background: var(--bg-light);
}

.calc-wrapper {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
}

.calc-form {
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-card);
}

/* — Mode Selector (Premium Pill Tabs) — */
.calc-mode-selector {
  display: flex;
  position: relative;
  background: var(--bg-light);
  border: 1px solid var(--border-light);
  border-radius: 12px;
  padding: 4px;
  margin-bottom: 28px;
  gap: 4px;
}

.calc-mode-btn {
  flex: 1;
  padding: 12px 8px;
  font-family: var(--font-heading);
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--text-secondary);
  border-radius: 9px;
  transition: all 0.35s var(--ease);
  z-index: 1;
  position: relative;
  text-align: center;
  white-space: nowrap;
  letter-spacing: 0.01em;
}

.calc-mode-btn:hover {
  color: var(--text-heading);
}

.calc-mode-btn.active {
  color: #ffffff;
}

.calc-mode-indicator {
  position: absolute;
  top: 4px;
  left: 4px;
  height: calc(100% - 8px);
  border-radius: 9px;
  background: var(--gold-gradient);
  box-shadow: 0 2px 12px rgba(200, 168, 75, 0.25);
  transition: all 0.4s var(--ease);
  z-index: 0;
  pointer-events: none;
}

/* — Dynamic Summary Text (Structured, Fixed Height) — */
.calc-summary-text {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 2px;
  font-family: var(--font-heading);
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--text-gold);
  background: var(--gold-subtle);
  border: 1px solid var(--border-gold);
  border-radius: var(--radius-sm);
  padding: 12px 20px;
  margin-bottom: 28px;
  height: 72px;
  min-height: 72px;
  max-height: 72px;
  overflow: hidden;
  letter-spacing: 0.01em;
}

.calc-summary-line1,
.calc-summary-line2 {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 5px;
  white-space: nowrap;
  line-height: 1.4;
}

.calc-summary-value {
  font-weight: 700;
  font-variant-numeric: tabular-nums;
  font-size: 0.95rem;
}

.calc-summary-duration {
  white-space: nowrap;
  font-variant-numeric: tabular-nums;
}

.calc-summary-extra {
  font-size: 0.8rem;
  opacity: 0.8;
  white-space: nowrap;
}

/* — Calculator Fields — */
.calc-field {
  margin-bottom: 28px;
}

.calc-field label {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  font-weight: 600;
  color: var(--text-heading);
  margin-bottom: 12px;
  font-size: 0.92rem;
}

.calc-field .field-value {
  font-family: var(--font-heading);
  font-weight: 700;
  font-variant-numeric: tabular-nums;
  color: var(--text-gold);
  font-size: 1.1rem;
}

.calc-field input[type="range"] {
  width: 100%;
  -webkit-appearance: none;
  appearance: none;
  height: 6px;
  border-radius: 3px;
  background: var(--bg-warm);
  outline: none;
}

.calc-field input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--gold);
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(200, 168, 75, 0.3);
  transition: var(--transition-fast);
}

.calc-field input[type="range"]::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  box-shadow: var(--gold-glow);
}

.calc-field input[type="range"]::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--gold);
  cursor: pointer;
  border: none;
  box-shadow: 0 2px 8px rgba(200, 168, 75, 0.3);
}

.calc-field-range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.72rem;
  color: var(--text-muted);
  margin-top: 6px;
  font-weight: 500;
}

/* — Field Visibility Animation — */
.calc-field,
.calc-toggle {
  transition: opacity 0.35s var(--ease), transform 0.35s var(--ease), max-height 0.4s var(--ease);
}

.calc-field.hidden-field,
.calc-toggle.hidden-field {
  opacity: 0;
  max-height: 0;
  margin: 0;
  padding: 0;
  overflow: hidden;
  pointer-events: none;
}

.goal-selector {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
  margin-bottom: 28px;
}

.goal-option {
  background: var(--bg-light);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-sm);
  padding: 12px;
  text-align: center;
  cursor: pointer;
  transition: var(--transition-fast);
  font-size: 0.82rem;
  color: var(--text-secondary);
  font-weight: 500;
}

.goal-option:hover,
.goal-option.active {
  border-color: var(--gold);
  background: var(--gold-subtle-light);
  color: var(--text-gold);
}

.goal-option .goal-icon {
  font-size: 1.3rem;
  margin-bottom: 4px;
  display: block;
}

.calc-result {
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 40px;
  text-align: center;
  box-shadow: var(--shadow-card);
  min-height: 720px;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.result-goal-label {
  font-size: 0.85rem;
  color: var(--text-secondary);
  margin-bottom: 8px;
  font-weight: 500;
}

.result-amount {
  font-family: var(--font-heading);
  font-size: clamp(2.2rem, 4vw, 3rem);
  font-weight: 800;
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  margin-bottom: 8px;
  font-variant-numeric: tabular-nums;
  min-width: 200px;
  transition: opacity 0.3s var(--ease);
}

.result-subtitle {
  font-size: 0.9rem;
  color: var(--text-secondary);
  margin-bottom: 32px;
}

.result-breakdown {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 32px;
}

.breakdown-item {
  background: var(--bg-light);
  border-radius: var(--radius-sm);
  padding: 18px;
}

.breakdown-item .label {
  font-size: 0.78rem;
  color: var(--text-muted);
  margin-bottom: 4px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  font-weight: 600;
}

.breakdown-item .value {
  font-family: var(--font-heading);
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--text-heading);
  font-variant-numeric: tabular-nums;
  min-width: 100px;
  transition: opacity 0.3s var(--ease);
}

.breakdown-item .value.green {
  color: var(--success);
}

.result-bar {
  width: 100%;
  height: 12px;
  border-radius: 6px;
  background: var(--bg-warm);
  overflow: hidden;
  margin-bottom: 8px;
}

.result-bar-fill {
  height: 100%;
  border-radius: 6px;
  background: var(--gold-gradient);
  transition: width 0.5s var(--ease);
  will-change: width;
}

.result-bar-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.75rem;
  color: var(--text-muted);
  margin-bottom: 24px;
}

/* — Calculator Toggle — */
.calc-toggle {
  margin-bottom: 20px;
}

.toggle-label {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-weight: 600;
  color: var(--text-heading);
  font-size: 0.92rem;
  cursor: pointer;
}

.toggle-switch {
  position: relative;
  width: 48px;
  height: 26px;
  flex-shrink: 0;
}

.toggle-switch input {
  opacity: 0;
  width: 0;
  height: 0;
}

.toggle-slider {
  position: absolute;
  inset: 0;
  background: var(--bg-warm);
  border-radius: 26px;
  cursor: pointer;
  transition: var(--transition-fast);
}

.toggle-slider::before {
  content: '';
  position: absolute;
  left: 3px;
  top: 3px;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #fff;
  box-shadow: 0 1px 4px rgba(0,0,0,0.15);
  transition: var(--transition-fast);
}

.toggle-switch input:checked + .toggle-slider {
  background: var(--gold);
}

.toggle-switch input:checked + .toggle-slider::before {
  transform: translateX(22px);
}

.calc-stepup-field {
  animation: fadeSlideIn 0.3s ease;
}

@keyframes fadeSlideIn {
  from { opacity: 0; transform: translateY(-8px); }
  to { opacity: 1; transform: translateY(0); }
}

/* — Calculator Chart — */
.calc-chart-wrap {
  margin-bottom: 20px;
  border-radius: var(--radius-sm);
  overflow: hidden;
  background: var(--bg-light);
  padding: 16px 12px 8px;
}

.calc-chart-wrap canvas {
  width: 100% !important;
  height: auto !important;
  display: block;
}

/* — Calculator Insight — */
.calc-insight {
  font-size: 0.85rem;
  color: var(--text-heading);
  background: var(--gold-subtle-light);
  border: 1px solid var(--border-gold);
  border-radius: var(--radius-sm);
  padding: 14px 18px;
  margin-bottom: 16px;
  line-height: 1.5;
  font-weight: 450;
}

.calc-disclaimer {
  font-size: 0.73rem;
  color: var(--text-muted);
  margin: 0 0 20px;
  line-height: 1.55;
}

/* — Calculator CTA Button — */
.calc-cta-btn {
  width: 100%;
  padding: 18px 36px;
  font-size: 1.05rem;
  text-align: center;
}

/* — LEAD CAPTURE (White) — */
.lead-section {
  padding: var(--section-pad) 0;
  background: var(--bg-white);
  position: relative;
}

.lead-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 50% 50%, rgba(200, 168, 75, 0.03) 0%, transparent 60%);
  pointer-events: none;
}

.lead-wrapper {
  max-width: 720px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}

.lead-form-container {
  background: var(--bg-white);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-lg);
  padding: 48px;
  box-shadow: var(--shadow-elevated);
}

.lead-form-header {
  text-align: center;
  margin-bottom: 36px;
}

.lead-form-header h2 {
  margin-bottom: 10px;
  color: var(--text-heading);
}

.lead-form-header p {
  color: var(--text-secondary);
}

.lead-form {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.form-group.full-width {
  grid-column: 1 / -1;
}

.form-group label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-body);
}

.form-group input,
.form-group select {
  background: var(--bg-light);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-sm);
  padding: 14px 16px;
  color: var(--text-heading);
  font-family: var(--font-body);
  font-size: 0.95rem;
  transition: var(--transition-fast);
  outline: none;
}

.form-group input:focus,
.form-group select:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(200, 168, 75, 0.08);
  background: var(--bg-white);
}

.form-group input::placeholder {
  color: var(--text-muted);
}

.form-group select {
  cursor: pointer;
  -webkit-appearance: none;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%2394A3B8' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  padding-right: 40px;
}

.form-group select option {
  background: var(--bg-white);
  color: var(--text-heading);
}

.form-submit {
  grid-column: 1 / -1;
  margin-top: 8px;
}

.form-submit .btn {
  width: 100%;
  padding: 18px;
  font-size: 1.05rem;
}

.form-trust {
  grid-column: 1 / -1;
  text-align: center;
  font-size: 0.82rem;
  color: var(--text-muted);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

/* — FAQ (Light) — */
.faq-section {
  padding: var(--section-pad) 0;
  background: var(--bg-light);
}

.faq-wrapper {
  max-width: 760px;
  margin: 0 auto;
}

.faq-item {
  border-bottom: 1px solid var(--border-light);
}

.faq-question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 22px 0;
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--text-heading);
  text-align: left;
  cursor: pointer;
  transition: var(--transition-fast);
}

.faq-question:hover {
  color: var(--text-gold);
}

.faq-icon {
  font-size: 1.3rem;
  color: var(--text-gold);
  transition: var(--transition-fast);
  min-width: 24px;
  text-align: center;
}

.faq-item.active .faq-icon {
  transform: rotate(45deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s var(--ease);
}

.faq-answer-inner {
  padding: 0 0 22px;
  color: var(--text-body);
  font-size: 0.95rem;
  line-height: 1.7;
}

/* — CONTACT (White) — */
.contact-section {
  padding: var(--section-pad) 0;
  background: var(--bg-white);
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
}

.contact-info {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.contact-item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}

.contact-item-icon {
  width: 48px;
  height: 48px;
  min-width: 48px;
  border-radius: 12px;
  background: var(--gold-subtle-light);
  border: 1px solid var(--border-gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
}

.contact-item h4 {
  font-size: 0.95rem;
  margin-bottom: 4px;
  color: var(--text-heading);
}

.contact-item p,
.contact-item a {
  font-size: 0.9rem;
  color: var(--text-secondary);
}

.contact-item a:hover {
  color: var(--text-gold);
}

.contact-map {
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--border-light);
  height: 320px;
  background: var(--bg-light);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-card);
}

.contact-map iframe {
  width: 100%;
  height: 100%;
  border: none;
}

/* ============================================================
   FOOTER (Dark — matches Navbar/TopBar)
   ============================================================ */
.footer {
  background: var(--navy-deep);
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  padding: 64px 0 32px;
}

.footer .navbar-logo span {
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 48px;
}

.footer-brand .footer-brand-logo {
  margin-bottom: 10px;
}

.footer-brand .footer-brand-logo .logo-name {
  font-size: 1.6rem;
}

.footer-brand .footer-brand-logo .logo-name-full {
  font-size: 0.88em;
}

.footer-brand .footer-brand-logo .logo-icon {
  width: 48px;
  height: 48px;
  min-width: 48px;
  font-size: 1.1rem;
  border-radius: 12px;
}

.footer-brand-compliance {
  display: flex;
  flex-direction: column;
  gap: 3px;
  margin-top: 12px;
}

.footer-compliance-line {
  font-size: 0.78rem;
  font-weight: 500;
  color: var(--text-light-muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  line-height: 1.6;
  -webkit-text-fill-color: initial;
  background: none;
  -webkit-background-clip: initial;
  background-clip: initial;
}

.footer-compliance-validity {
  font-size: 0.74rem;
  opacity: 0.78;
  text-transform: none;
  letter-spacing: 0.03em;
}

.footer-brand-desc {
  margin-top: 16px;
  max-width: 340px;
}

.footer-brand-desc p {
  font-size: 0.92rem;
  color: var(--text-light-muted);
  line-height: 1.8;
  margin: 0;
}

.footer-brand-desc p + p {
  margin-top: 6px;
  font-size: 0.86rem;
  opacity: 0.85;
}

.footer-col h4 {
  color: var(--text-white);
  font-size: 0.9rem;
  font-weight: 700;
  margin-bottom: 16px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.footer-col a {
  display: block;
  font-size: 0.88rem;
  color: var(--text-light-muted);
  padding: 4px 0;
}

.footer-col a:hover {
  color: var(--gold-light);
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  padding-top: 24px;
  text-align: center;
}

.footer-disclaimer {
  font-size: 0.78rem;
  color: var(--text-light-muted);
  line-height: 1.7;
  max-width: 800px;
  margin: 0 auto 12px;
}

.footer-copyright {
  font-size: 0.78rem;
  color: var(--text-light-muted);
}

/* — FLOATING WHATSAPP — */
.whatsapp-float {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 998;
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: #25D366;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(37, 211, 102, 0.35);
  transition: var(--transition);
  animation: whatsapp-pulse 2.5s ease-in-out infinite;
}

.whatsapp-float:hover {
  transform: scale(1.1);
  box-shadow: 0 6px 30px rgba(37, 211, 102, 0.5);
}

.whatsapp-float svg {
  width: 30px;
  height: 30px;
  fill: white;
}

@keyframes whatsapp-pulse {
  0%, 100% { box-shadow: 0 4px 20px rgba(37, 211, 102, 0.35); }
  50% { box-shadow: 0 4px 30px rgba(37, 211, 102, 0.55); }
}

/* — SCROLL ANIMATIONS — */
.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.7s var(--ease), transform 0.7s var(--ease);
  will-change: opacity, transform;
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
  will-change: auto;
}

/* Performance: compositor-friendly transitions */
.result-bar-fill {
  will-change: width;
}

.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }

/* — RESPONSIVE — */
@media (max-width: 1024px) {
  /* — Navbar: switch to hamburger — */
  .topbar-left {
    display: none;
  }

  .topbar-right {
    width: 100%;
    justify-content: center;
    flex-wrap: wrap;
    gap: 6px;
  }

  .amfi-validity {
    font-size: 0.62rem;
  }

  .navbar-logo .logo-name {
    font-size: clamp(1.1rem, 3vw, 1.35rem);
    white-space: nowrap;
  }

  .navbar-logo .logo-name-full {
    font-size: 0.85em;
    white-space: nowrap;
  }

  .navbar-logo .logo-tagline {
    font-size: 0.6rem;
    white-space: nowrap;
    overflow: hidden;
    text-overflow: ellipsis;
    max-width: 280px;
  }

  .navbar-logo .logo-tagline-arn {
    display: none;
  }

  .nav-links {
    display: none;
  }

  .nav-cta.desktop-only {
    display: none;
  }

  .hamburger {
    display: flex;
  }

  .mobile-nav {
    display: flex;
  }

  /* — Layout adjustments — */
  .hero .container {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .hero-content {
    max-width: 100%;
    text-align: center;
  }

  .hero-ctas {
    justify-content: center;
  }

  .hero-micro-trust {
    justify-content: center;
  }

  .hero-next-steps {
    justify-content: center;
    flex-wrap: wrap;
  }

  .hero-cards {
    max-width: 500px;
    margin: 0 auto;
  }

  .trust-strip .container {
    grid-template-columns: repeat(2, 1fr);
  }

  .problem-grid {
    grid-template-columns: 1fr;
    max-width: 480px;
    margin: 0 auto 48px;
  }

  .process-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 32px;
  }

  .process-grid::before {
    display: none;
  }

  .why-grid {
    grid-template-columns: 1fr;
    max-width: 560px;
    margin: 0 auto;
  }

  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .learn-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .founder-grid {
    grid-template-columns: 1fr;
    text-align: center;
    gap: 40px;
  }

  .founder-image {
    max-width: 320px;
    margin: 0 auto;
  }

  .founder-accent {
    bottom: -12px;
    right: calc(50% - 172px);
  }

  .founder-content blockquote {
    text-align: left;
  }

  .founder-credentials {
    justify-content: center;
  }

  .approach-grid-top,
  .approach-grid-bottom {
    grid-template-columns: 1fr;
  }

  .calc-wrapper {
    grid-template-columns: 1fr;
  }

  .contact-grid {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 32px;
  }
}

@media (max-width: 768px) {
  :root {
    --section-pad: 64px;
  }

  h1 { font-size: 2rem; }
  h2 { font-size: 1.6rem; }

  .hero {
    padding: 48px 0 64px;
  }

  .hero-desc {
    font-size: 1rem;
  }

  .hero-ctas {
    flex-direction: column;
    align-items: center;
  }

  .hero-ctas .btn {
    width: 100%;
    max-width: 360px;
  }

  .hero-next-steps {
    flex-direction: column;
    gap: 12px;
    text-align: center;
  }

  .trust-strip .container {
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
  }

  .process-grid {
    grid-template-columns: 1fr 1fr;
    gap: 24px;
  }

  .services-grid {
    grid-template-columns: 1fr;
    max-width: 480px;
    margin: 0 auto;
  }

  .learn-grid {
    grid-template-columns: 1fr;
    max-width: 480px;
    margin: 0 auto;
  }

  .lead-form-container {
    padding: 32px 24px;
  }

  .lead-form {
    grid-template-columns: 1fr;
  }

  .goal-selector {
    grid-template-columns: repeat(2, 1fr);
  }

  .calc-form {
    padding: 28px;
  }

  .calc-result {
    padding: 28px;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .footer-brand {
    text-align: center;
  }

  .footer-brand .footer-brand-logo {
    justify-content: center;
  }

  .footer-brand .footer-brand-logo .logo-name {
    font-size: 1.3rem;
    white-space: normal;
    line-height: 1.3;
  }

  .footer-brand .footer-brand-logo .logo-name-full {
    font-size: 0.82em;
    white-space: normal;
  }

  .footer-brand .footer-brand-logo .logo-icon {
    width: 42px;
    height: 42px;
    min-width: 42px;
    font-size: 1rem;
    border-radius: 10px;
  }

  .footer-brand-compliance {
    align-items: center;
  }

  .footer-compliance-line {
    font-size: 0.76rem;
    line-height: 1.7;
    text-align: center;
    white-space: normal;
    word-break: break-word;
  }

  .footer-compliance-validity {
    font-size: 0.72rem;
  }

  .footer-brand-desc {
    max-width: 100%;
    margin-left: auto;
    margin-right: auto;
  }

  .footer-brand-desc p {
    font-size: 0.9rem;
    line-height: 1.8;
    text-align: center;
  }

  .footer-col {
    text-align: center;
    padding-top: 8px;
    border-top: 1px solid rgba(255, 255, 255, 0.06);
  }

  .footer-col h4 {
    font-size: 0.88rem;
    margin-bottom: 12px;
  }

  .footer-col a {
    font-size: 0.9rem;
    padding: 8px 0;
    line-height: 1.6;
  }

  .footer-bottom {
    padding-top: 28px;
    padding-bottom: 16px;
  }

  .footer-disclaimer {
    font-size: 0.76rem;
    line-height: 1.8;
    padding: 0 8px;
  }

  .footer-copyright {
    font-size: 0.76rem;
    padding-bottom: 8px;
  }

  .footer {
    padding-bottom: 100px;
  }

  .footer-cta {
    padding: 28px 16px !important;
  }

  .section-subtitle {
    margin-bottom: 40px;
  }
}

@media (max-width: 480px) {
  .container {
    padding: 0 16px;
  }

  .calc-mode-btn {
    white-space: normal;
    font-size: 0.72rem;
    padding: 8px 4px;
    line-height: 1.2;
    display: flex;
    align-items: center;
    justify-content: center;
  }
  
  .calc-summary-text {
    height: auto;
    min-height: auto;
    max-height: none;
    padding: 12px;
  }
  
  .calc-summary-line1,
  .calc-summary-line2 {
    white-space: normal;
    flex-wrap: wrap;
    justify-content: center;
    text-align: center;
  }

  .calc-field label {
    flex-wrap: wrap;
    gap: 8px;
  }

  .navbar-logo {
    gap: 10px;
  }

  .navbar-logo .logo-icon {
    width: 36px;
    height: 36px;
    min-width: 36px;
    font-size: 0.9rem;
    border-radius: 9px;
  }

  .navbar-logo .logo-name {
    font-size: clamp(1rem, 4.5vw, 1.15rem);
    white-space: nowrap;
  }

  .navbar-logo .logo-name-full {
    font-size: 0.85em;
    white-space: nowrap;
  }

  .navbar-logo .logo-tagline {
    font-size: 0.55rem;
    max-width: 260px;
  }

  .trust-strip .container {
    grid-template-columns: 1fr 1fr;
  }

  .goal-selector {
    grid-template-columns: 1fr 1fr;
  }

  .result-breakdown {
    grid-template-columns: 1fr;
  }

  /* WhatsApp button: raised higher to avoid footer overlap */
  .whatsapp-float {
    bottom: 24px;
    right: 18px;
    width: 52px;
    height: 52px;
  }

  .whatsapp-float svg {
    width: 26px;
    height: 26px;
  }

  .footer-brand .footer-brand-logo .logo-name {
    font-size: 1.15rem;
  }

  .footer-col a {
    font-size: 0.88rem;
    padding: 10px 0;
  }
}